10030 Lost Pine Dr, Baytown, TX 77521
Analyzed
Call Notes
Seller
NameRobert Duhon
Phone(832) 657-2858
Emailduhon_robert@yahoo.com
Timeline60-days
Reason for sellingother
Legal owner statusyes-owner
Property
Typesingle-family
Conditiongood
CountyChambers
Valuation
ARV$326,000
Equity$134,648 (41.0%)
Mortgage balance (est.)$191,352 (18.1% of original loan paid off)
Monthly mortgage payment$823
Monthly HOA$17
Original loan amount$233,557
Involuntary liensNone found
Owner of recordVICKROY ERICKA T
Owner match⚠️ Does not match — verify manually
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$228,200
60%$195,600
50%$163,000
Pitch the Offer
ARV$
Market discount%−$48,900
Realtor fee%−$19,560
Closing costs%−$13,040
Rehab reserve$
Interest rate%−$3,655 / 6momanually entered rate
Insurance (annual, % of ARV)%−$1,630 / 6mo
Annual property taxes$−$3,972 / 6mo
Net before mortgage payoff$228,723
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$37,371
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.