11438 Tammy Way, Grass Valley, CA 95949
Analyzed
Call Notes
Seller
NameGayle Leighton
Phone(530) 648-3784
Emailwhadup1949@gmail.com
Timeline60-days
Reason for sellingother
Legal owner statusyes-owner
Property
Typesingle-family
Conditiongood
CountyNevada
Valuation
ARV$573,000
Equity$425,654 (74.0%)
Mortgage balance (est.)$147,346 (44.2% of original loan paid off)
Monthly mortgage payment$1,141
Monthly HOA$4
Original loan amount$264,200
Involuntary liensNone found
Owner of recordLEIGHTON DAVID, LEIGHTON GAYLE
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$401,100
60%$343,800
50%$286,500
Pitch the Offer
ARV$
Market discount%−$85,950
Realtor fee%−$34,380
Closing costs%−$22,920
Rehab reserve$
Interest rate%−$2,947 / 6momanually entered rate
Insurance (annual, % of ARV)%−$2,865 / 6mo
Annual property taxes$−$1,635 / 6mo
Net before mortgage payoff$410,844
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$263,498
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.