12618 Sunbrook Dr, Pearland, TX 77581
Analyzed
Call Notes
Seller
NameKelly Tarver
Phone(281) 513-2027
Emailkellytarver82@gmail.com
Timeline30-days
Reason for sellingother
Legal owner statusyes-family
Property
Typesingle-family
Conditiongood
CountyBrazoria
Valuation
ARV$506,000
Equity-$84,509 (0.0%)
Mortgage balance (est.)$590,509 (0.1% of original loan paid off)
Monthly mortgage payment$2,501
Monthly HOANone
Original loan amount$591,001
Involuntary liensNone found
Owner of recordMCCOWN GLORIA
Owner match⚠️ Does not match — verify manually
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$354,200
60%$303,600
50%$253,000
Pitch the Offer
ARV$
Market discount%−$75,900
Realtor fee%−$30,360
Closing costs%−$20,240
Rehab reserve$
Interest rate%−$14,408 / 6momanually entered rate
Insurance (annual, % of ARV)%−$2,530 / 6mo
Annual property taxes$−$457 / 6mo
Net before mortgage payoff$351,985
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer-$238,524
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.