13115 Vivienne Westmoreland Dr, Cypress, TX 77429
Analyzed
Call Notes
Seller
NameDean Zaino
Phone(713) 828-2108
Emaildeanzaino@hotmail.com
Timeline60-days
Reason for sellingdownsizing
Legal owner statusyes-owner
Property
Typesingle-family
Conditiongood
CountyHarris
Valuation
ARV$372,000
Equity$186,517 (50.0%)
Mortgage balance (est.)$185,483 (9.6% of original loan paid off)
Monthly mortgage payment$640
Monthly HOA$79
Original loan amount$205,200
Involuntary liensNone found
Owner of recordZAINO DEAN P, ZAINO TAMMY W
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$260,400
60%$223,200
50%$186,000
Pitch the Offer
ARV$
Market discount%−$55,800
Realtor fee%−$22,320
Closing costs%−$14,880
Rehab reserve$
Interest rate%−$6,158 / 6momanually entered rate
Insurance (annual, % of ARV)%−$1,860 / 6mo
Annual property taxes$−$2,199 / 6mo
Net before mortgage payoff$261,343
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$75,860
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.