14819 Winterfair Dr, Houston, TX 77082
Analyzed
Call Notes
Seller
NameRose Johnson
Phone(713) 540-3953
Emailgoddessrose1@hotmail.com
Timeline60-days
Reason for sellingdownsizing
Legal owner statusyes-owner
Property
Typesingle-family
Conditiongood
CountyHarris
Valuation
ARV$395,000
Equity$127,941 (32.0%)
Mortgage balance (est.)$267,059 (2.7% of original loan paid off)
Monthly mortgage payment$1,931
Monthly HOA$60
Original loan amount$274,400
Involuntary liens⚠️ $9,313 (2)
Owner of recordBRANCH ROSE M
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$276,500
60%$237,000
50%$197,500
Pitch the Offer
ARV$
Market discount%−$59,250
Realtor fee%−$23,700
Closing costs%−$15,800
Rehab reserve$
Interest rate%−$10,108 / 6momanually entered rate
Insurance (annual, % of ARV)%−$1,975 / 6mo
Annual property taxes$−$2,922 / 6mo
Net before mortgage payoff$273,345
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$6,286
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.