16641 Savannah Dr, Splendora, TX 77372
Analyzed
Call Notes
Seller
NameRamona Taylor
Phone(713) 410-3197
Emailramona107149@gmail.com
Timeline60-days
Reason for sellingother
Legal owner statusyes-owner
Property
Typesingle-family
Conditiongood
CountyMontgomery
Valuation
ARV$245,000
Equity$175,657 (72.0%)
Mortgage balance (est.)$69,343 (22.5% of original loan paid off)
Monthly mortgage payment$398
Monthly HOA$10
Original loan amount$89,525
Involuntary liensNone found
Owner of recordTAYLOR RAMONA
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$171,500
60%$147,000
50%$122,500
Pitch the Offer
ARV$
Market discount%−$36,750
Realtor fee%−$14,700
Closing costs%−$9,800
Rehab reserve$
Interest rate%−$1,189 / 6momanually entered rate
Insurance (annual, % of ARV)%−$1,225 / 6mo
Annual property taxes$−$472 / 6mo
Net before mortgage payoff$175,964
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$106,621
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.