16712 Privet Pl, Conroe, TX 77385
Analyzed
Call Notes
Seller
NameRachel Banes
Phone(832) 316-1005
Emailrachel_banes@hotmail.com
Timeline60-days
Reason for sellingdivorce
Legal owner statusyes-owner
Property
Typesingle-family
Conditiongood
CountyMontgomery
Valuation
ARV$451,000
Equity$162,044 (36.0%)
Mortgage balance (est.)$288,956 (10.7% of original loan paid off)
Monthly mortgage payment$1,288
Monthly HOA$31
Original loan amount$323,521
Involuntary liens⚠️ $1,332 (1)
Owner of recordBANES JASON, BANES RACHEL
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$315,700
60%$270,600
50%$225,500
Pitch the Offer
ARV$
Market discount%−$67,650
Realtor fee%−$27,060
Closing costs%−$18,040
Rehab reserve$
Interest rate%−$9,882 / 6momanually entered rate
Insurance (annual, % of ARV)%−$2,255 / 6mo
Annual property taxes$−$3,333 / 6mo
Net before mortgage payoff$313,760
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$24,804
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.