19122 Emory Trl, Spring, TX 77388
Analyzed
Call Notes
Seller
NameBibiana Galvan
Phone(832) 630-9186
Emailbhgalvan2@gmail.com
Timeline60-days
Reason for sellingdownsizing
Legal owner statusyes-owner
Property
Typesingle-family
Conditiongood
CountyHarris
Valuation
ARV$382,000
Equity—
Mortgage balance (est.)$0 / free & clear
Monthly mortgage payment$1,047
Monthly HOA$27
Original loan amount$15,750
Involuntary liensNone found
Owner of recordGALVAN BIBIANA H
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$267,400
60%$229,200
50%$191,000
Pitch the Offer
ARV$
Market discount%−$57,300
Realtor fee%−$22,920
Closing costs%−$15,280
Rehab reserve$
Interest rate%$0 / 6mo
Insurance (annual, % of ARV)%−$1,910 / 6mo
Annual property taxes$−$2,820 / 6mo
Net before mortgage payoff$274,130
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$274,130
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.