1919 N Thunderwood Cir, Fresno, TX 77545
Analyzed
Call Notes
Seller
NameJoseph Emery
Phone(281) 408-3121
EmailSwtiger8411@gmail.com
Timelineflexible
Reason for sellingdownsizing
Legal owner statusyes-owner
Property
Typesingle-family
Conditionpoor
CountyFort Bend
Valuation
ARV$280,000
Equity$274,064 (98.0%)
Mortgage balance (est.)$5,936 (62.6% of original loan paid off)
Monthly mortgage payment$95
Monthly HOA$63
Original loan amount$15,853
Involuntary liensNone found
Owner of recordHADDIX EMERY, HADDIX PATRICK
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$196,000
60%$168,000
50%$140,000
Pitch the Offer
ARV$
Market discount%−$42,000
Realtor fee%−$16,800
Closing costs%−$11,200
Rehab reserve$
Interest rate%−$178 / 6momanually entered rate
Insurance (annual, % of ARV)%−$1,400 / 6mo
Annual property taxes$−$3,065 / 6mo
Net before mortgage payoff$199,757
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$193,821
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.