201 Pickering Rd, Cleveland, TX 77328
Analyzed
Call Notes
Seller
NameBethany Finley
Phone(713) 446-1859
Emailbethanyfinley345@gmail.com
Timelineasap
Reason for sellingdivorce
Legal owner statusyes-owner
Property
Typesingle-family
Conditionfair
CountySan Jacinto
Valuation
ARV$284,000
Equity$172,885 (61.0%)
Mortgage balance (est.)$111,115 (20.3% of original loan paid off)
Monthly mortgage payment$667
Monthly HOANone
Original loan amount$139,393
Involuntary liensNone found
Owner of recordFINLEY BETHANY
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$198,800
60%$170,400
50%$142,000
Pitch the Offer
ARV$
Market discount%−$42,600
Realtor fee%−$17,040
Closing costs%−$11,360
Rehab reserve$
Interest rate%−$2,239 / 6momanually entered rate
Insurance (annual, % of ARV)%−$1,420 / 6mo
Annual property taxes$−$1,756 / 6mo
Net before mortgage payoff$201,905
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$90,790
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.