20830 Twila Springs Dr, Houston, TX 77095
Analyzed
Call Notes
Seller
NameDimitrios Karavantos
Phone(346) 849-4524
Emaildkaravantos@gmail.com
Timeline30-days
Reason for sellingdownsizing
Legal owner statusyes-owner
Property
Typesingle-family
Conditionfair
CountyHarris
Valuation
ARV$268,000
Equity$166,568 (62.0%)
Mortgage balance (est.)$101,432 (35.2% of original loan paid off)
Monthly mortgage payment$783
Monthly HOA$38
Original loan amount$156,467
Involuntary liens⚠️ $28,391 (1)
Owner of recordCURRENT OWNER
Owner match⚠️ Does not match — verify manually
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$187,600
60%$160,800
50%$134,000
Pitch the Offer
ARV$
Market discount%−$40,200
Realtor fee%−$16,080
Closing costs%−$10,720
Rehab reserve$
Interest rate%−$1,871 / 6momanually entered rate
Insurance (annual, % of ARV)%−$1,340 / 6mo
Annual property taxes$−$1,285 / 6mo
Net before mortgage payoff$191,144
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$89,712
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.