22914 Westgate Village Ln, Spring, TX 77373
Analyzed
Call Notes
Seller
NameGabriel Martinez
Phone(956) 345-4848
Emailysdelivery@aol.com
Timeline30-days
Reason for sellingother
Legal owner statusyes-owner
Property
Typesingle-family
Conditiongood
CountyHarris
Valuation
ARV$398,000
Equity$113,487 (29.0%)
Mortgage balance (est.)$284,513 (6.4% of original loan paid off)
Monthly mortgage payment$1,650
Monthly HOA$55
Original loan amount$304,000
Involuntary liensNone found
Owner of recordMARTINEZ GABRIEL M, MARTINEZ JEANNIE I
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$278,600
60%$238,800
50%$199,000
Pitch the Offer
ARV$
Market discount%−$59,700
Realtor fee%−$23,880
Closing costs%−$15,920
Rehab reserve$
Interest rate%−$7,255 / 6momanually entered rate
Insurance (annual, % of ARV)%−$1,990 / 6mo
Annual property taxes$−$3,813 / 6mo
Net before mortgage payoff$277,482
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer-$7,031
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.