25322 Oak Villa Dr, Spring, TX 77389
Analyzed
Call Notes
Seller
NameAlfonso Test
Phone(832) 808-3419
Emailrutamezg@gmail.com
Timeline30-days
Reason for sellingbehind-payments
Legal owner statusyes-owner
Property
Typesingle-family
Conditiongood
CountyHarris
Valuation
ARV$645,000
Equity$333,765 (52.0%)
Mortgage balance (est.)$311,235 (13.3% of original loan paid off)
Monthly mortgage payment$1,533
Monthly HOA$50
Original loan amount$359,100
Involuntary liensNone found
Owner of recordGONZALEZ RUBEN A
Owner match⚠️ Does not match — verify manually
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$451,500
60%$387,000
50%$322,500
Pitch the Offer
ARV$
Market discount%−$96,750
Realtor fee%−$38,700
Closing costs%−$25,800
Rehab reserve$
Interest rate%−$4,824 / 6momanually entered rate
Insurance (annual, % of ARV)%−$3,225 / 6mo
Annual property taxes$−$7,257 / 6mo
Net before mortgage payoff$455,544
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$144,309
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.