2707 Avenue J, Santa Fe, TX 77510
Analyzed
Call Notes
Seller
NameCindy Johnson
Phone(409) 789-0683
Emaillil.seashell@yahoo.com
Timelineasap
Reason for sellingdivorce
Legal owner statusyes-owner
Property
Typesingle-family
Conditionpoor
CountyGalveston
Valuation
ARV$482,000
Equity—
Mortgage balance (est.)$0 / free & clear
Monthly mortgage payment$500
Monthly HOA$58
Original loan amount$85,000
Involuntary liensNone found
Owner of recordSUTER-JOHNSON CYNTHIA
Owner match⚠️ Does not match — verify manually
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$337,400
60%$289,200
50%$241,000
Pitch the Offer
ARV$
Market discount%−$72,300
Realtor fee%−$28,920
Closing costs%−$19,280
Rehab reserve$
Interest rate%$0 / 6mo
Insurance (annual, % of ARV)%−$2,410 / 6mo
Annual property taxes$−$2,368 / 6mo
Net before mortgage payoff$347,082
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$347,082
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.