4463 Fm 417 E, Shelbyville, TX 75973
Analyzed
Call Notes
Seller
NameSandra Risinger
Phone(936) 714-6562
Emailsandyrisinger88@gmail.com
Timeline60-days
Reason for sellingother
Legal owner statusyes-owner
Property
Typesingle-family
Conditionfair
CountyShelby
Valuation
ARV$250,000
Equity$250,000 (100.0%)
Mortgage balance (est.)$0 / free & clear
Monthly mortgage payment—
Monthly HOANone
Original loan amount—
Involuntary liensNone found
Owner of recordRISINGER PAUL G, RISINGER SANDRA J
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$175,000
60%$150,000
50%$125,000
Pitch the Offer
ARV$
Market discount%−$37,500
Realtor fee%−$15,000
Closing costs%−$10,000
Rehab reserve$
Interest rate%$0 / 6mono mortgage found on record — click Re-check PropStream above, or enter a rate manually
Insurance (annual, % of ARV)%−$1,250 / 6mo
Annual property taxes$−$1,106 / 6mo
Net before mortgage payoff$180,144
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$180,144
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.