4615 Colony Hills Dr, Sugar Land, TX 77479
Analyzed
Call Notes
Seller
NameJoel Talley
Phone(713) 419-9730
Emailjoeltalley@yahoo.com
Timeline30-days
Reason for sellingdivorce
Legal owner statusyes-owner
Property
Typesingle-family
Conditiongood
CountyFort Bend
Valuation
ARV$539,000
Equity$224,460 (42.0%)
Mortgage balance (est.)$314,540 (12.6% of original loan paid off)
Monthly mortgage payment$1,369
Monthly HOA$962
Original loan amount$359,938
Involuntary liensNone found
Owner of recordTALLEY ROBERT JOEL
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$377,300
60%$323,400
50%$269,500
Pitch the Offer
ARV$
Market discount%−$80,850
Realtor fee%−$32,340
Closing costs%−$21,560
Rehab reserve$
Interest rate%−$11,355 / 6momanually entered rate
Insurance (annual, % of ARV)%−$2,695 / 6mo
Annual property taxes$−$3,993 / 6mo
Net before mortgage payoff$375,427
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$60,887
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.