6815 Oakbranch Manor Ln, Richmond, TX 77407
Analyzed
Call Notes
Seller
NameJuan Arenas
Phone(832) 574-1356
Emailgio425@gmail.com
Timelineflexible
Reason for sellingdownsizing
Legal owner statusyes-owner
Property
Typesingle-family
Conditionfair
CountyFort Bend
Valuation
ARV$293,000
Equity$286,018 (98.0%)
Mortgage balance (est.)$6,982 (92.2% of original loan paid off)
Monthly mortgage payment$481
Monthly HOA$54
Original loan amount$89,675
Involuntary liensNone found
Owner of recordARENAS JUAN J
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$205,100
60%$175,800
50%$146,500
Pitch the Offer
ARV$
Market discount%−$43,950
Realtor fee%−$17,580
Closing costs%−$11,720
Rehab reserve$
Interest rate%−$265 / 6momanually entered rate
Insurance (annual, % of ARV)%−$1,465 / 6mo
Annual property taxes$−$2,143 / 6mo
Net before mortgage payoff$210,017
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$203,035
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.