7902 Richmond Ave, Houston, TX 77063
Analyzed
Call Notes
Seller
NameThanh Tran
Phone(713) 979-7419
Emailttran701@yahoo.com
Timelineflexible
Reason for sellingother
Legal owner statusyes-owner
Property
Typesingle-family
Conditiongood
CountyHarris
Valuation
ARV$569,000
Equity$414,517 (73.0%)
Mortgage balance (est.)$154,483 (35.4% of original loan paid off)
Monthly mortgage payment$1,674
Monthly HOA$71
Original loan amount$239,200
Involuntary liensNone found
Owner of recordTRAN THANH
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$398,300
60%$341,400
50%$284,500
Pitch the Offer
ARV$
Market discount%−$85,350
Realtor fee%−$34,140
Closing costs%−$22,760
Rehab reserve$
Interest rate%−$2,472 / 6momanually entered rate
Insurance (annual, % of ARV)%−$2,845 / 6mo
Annual property taxes$−$2,228 / 6mo
Net before mortgage payoff$407,826
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$253,343
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.