805 Ringold St, Houston, TX 77088
Analyzed
Call Notes
Seller
NameTyler Clark
Phone(346) 673-8539
Emailtffhf26@gmail.com
Timeline30-days
Reason for sellingother
Legal owner statusyes-owner
Property
Typesingle-family
Conditiongood
CountyHarris
Valuation
ARV$172,000
Equity-$70,562 (0.0%)
Mortgage balance (est.)$242,562 (13.0% of original loan paid off)
Monthly mortgage payment$454
Monthly HOANone
Original loan amount$278,855
Involuntary liens⚠️ $10,765 (1)
Owner of recordCLARK TYLER
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$120,400
60%$103,200
50%$86,000
Pitch the Offer
ARV$
Market discount%−$25,800
Realtor fee%−$10,320
Closing costs%−$6,880
Rehab reserve$
Interest rate%−$3,275 / 6momanually entered rate
Insurance (annual, % of ARV)%−$860 / 6mo
Annual property taxes$−$1,077 / 6mo
Net before mortgage payoff$120,348
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer-$122,214
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.