901 Defender St, Houston, TX 77029
Analyzed
Call Notes
Seller
NamePanthia Hongo
Phone(832) 836-0539
Emailawesome-iam@hotmail.com
Timelineflexible
Reason for sellingrepairs
Legal owner statusyes-owner
Property
Typesingle-family
Conditiondistressed
CountyHarris
Valuation
ARV$145,000
Equity$145,000 (100.0%)
Mortgage balance (est.)$0 / free & clear
Monthly mortgage payment—
Monthly HOA$42
Original loan amount$0
Involuntary liensNone found
Owner of recordHONGO PANTHIA
Owner match✓ Matches lead
Mortgage balance is PropStream's amortization estimate from the original loan's recorded terms — not a live servicer balance. It won't reflect a refinance, cash-out, or ARM rate reset since origination; verify with the seller directly when it matters.
Maximum Allowable Offer (% of ARV)
70%$101,500
60%$87,000
50%$72,500
Pitch the Offer
ARV$
Market discount%−$21,750
Realtor fee%−$8,700
Closing costs%−$5,800
Rehab reserve$
Interest rate%$0 / 6mono mortgage found on record — click Re-check PropStream above, or enter a rate manually
Insurance (annual, % of ARV)%−$725 / 6mo
Annual property taxes$−$1,249 / 6mo
Net before mortgage payoff$103,877
Mortgage payoff$defaults to the seller-reported balance above, or PropStream's estimate if none is set
Net offer$103,877
Every number above is editable — type over any default and Net Offer recalculates instantly; click Save pitch numbers to keep your edits for next time. The 6-mo carry cost charges interest only, not principal — the mortgage payoff already accounts for the principal, so charging 6 months of principal reduction on top of that would double-count it.